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Financial Support Overview

student and Financial Aid staff member sitting across a desk from one another

Financial assistance from U of T

UTAPS – University of Toronto Advance Planning for Students

University of Toronto Advance Planning for Students (UTAPS) can be used to provide you with valuable information about the amount of government aid and U of T grant assistance you can expect. It is a useful tool that will help you prepare to finance your education.

You are eligible to apply to UTAPS if you are a Canadian citizen, permanent resident or protected person (recognized convention refugee) and will be enrolled full-time in an eligible program for the fall and winter semesters.

There are three parts to the UTAPS program:
  • It’s a planning tool that can provide you with valuable information about the amount of government aid and U of T grant assistance you can expect.
  • It’s an application tool for many scholarships and grants.
  • It’s a grant program for students who are receiving a student loan. OSAP students are automatically considered for this grant; out-of-province and First Nations students will need to apply.

Applications are available for full-time students three times a year.

Work and learn at the same time – a wide variety of exciting career-related jobs are available for up to 15 hours a week.

Government loans and grants

Ontario residents

provides interest-free loan funding to eligible Ontario residents who are studying full-time.

Other Canadian provinces and territories

If you are coming to °ÄÃÅÁùºÏ²Ê¿ª½±½Ó¿Ú from outside Ontario, you can apply for a student loan from your home government.

Indigenous students

You may qualify for financial support through your band and/or other government sponsored programs. Check with your band or .

Other countries

If you are coming to °ÄÃÅÁùºÏ²Ê¿ª½±½Ó¿Ú from outside Canada, check with your local government for applicable grants and loans.